[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.radok.cz\/stradate-li-pujcte-si\/#Article","mainEntityOfPage":"https:\/\/www.radok.cz\/stradate-li-pujcte-si\/","headline":"Str\u00e1d\u00e1te-li, p\u016fj\u010dte si","name":"Str\u00e1d\u00e1te-li, p\u016fj\u010dte si","description":"Kdy\u017e m\u00e1 \u010dlov\u011bk pen\u00edze, je to rozhodn\u011b snaz\u0161\u00ed a p\u0159\u00edjemn\u011bj\u0161\u00ed, ne\u017e kdy\u017e je doty\u010dn\u00fd na mizin\u011b. O tom jist\u011b nen\u00ed sporu. Ov\u0161em nep\u0159\u00edjemn\u00e9 je to, \u017ee se pen\u011bz nejednou nedost\u00e1v\u00e1, a to i kdy\u017e si to \u010dlov\u011bk (pochopiteln\u011b) nep\u0159eje. A pokud se tak n\u011bkdo ocitne v nouzi, v podstat\u011b nem\u00e1","datePublished":"2020-07-19","dateModified":"2023-05-25","author":{"@type":"Person","@id":"https:\/\/www.radok.cz\/author\/#Person","name":"","url":"https:\/\/www.radok.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"radok.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.radok.cz\/wp-content\/uploads\/mince%20a%20kalkula%C4%8Dka_1.jpg","url":"https:\/\/www.radok.cz\/wp-content\/uploads\/mince%20a%20kalkula%C4%8Dka_1.jpg","height":0,"width":0},"url":"https:\/\/www.radok.cz\/stradate-li-pujcte-si\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"       Kdy\u017e m\u00e1 \u010dlov\u011bk pen\u00edze, je to rozhodn\u011b snaz\u0161\u00ed a p\u0159\u00edjemn\u011bj\u0161\u00ed, ne\u017e kdy\u017e je doty\u010dn\u00fd na mizin\u011b. O tom jist\u011b nen\u00ed sporu. Ov\u0161em nep\u0159\u00edjemn\u00e9 je to, \u017ee se pen\u011bz nejednou nedost\u00e1v\u00e1, a to i kdy\u017e si to \u010dlov\u011bk (pochopiteln\u011b) nep\u0159eje. A pokud se tak n\u011bkdo ocitne v nouzi, v podstat\u011b nem\u00e1 na v\u00fdb\u011br a mus\u00ed se pokusit to, co mu chyb\u00ed, n\u011bkde sehnat.Nejednou p\u0159ijde v takov\u00e9 chv\u00edli vhod p\u016fj\u010dka. Ov\u0161em ur\u010dit\u011b ne p\u016fj\u010dka ledajak\u00e1. Mus\u00ed j\u00edt o takovou nab\u00eddku, je\u017e je pokud mo\u017eno co nejv\u00fdhodn\u011bj\u0161\u00ed, a na ni\u017e tak\u00e9 doty\u010dn\u00fd dos\u00e1hne. Proto\u017ee p\u0159edra\u017een\u00e1 p\u016fj\u010dka by se snadno stala zdrojem probl\u00e9m\u016f v budoucnu a produkt, kter\u00fd je nedosa\u017eiteln\u00fd, je pochopiteln\u011b k ni\u010demu.A kdy\u017e n\u011bkomu kv\u016fli jeho n\u00edzk\u00fdm p\u0159\u00edjm\u016fm, z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f \u010di dal\u0161\u00edm neblah\u00fdm okolnostem nep\u016fj\u010d\u00ed v bance, je logick\u00e9 zkusit to u nebankovn\u00ed spole\u010dnosti. Tam, kde se nab\u00edz\u00ed dejme tomu hypot\u00e9ka na pozemek Hypot\u00e9ky bez registru. Je toti\u017e logick\u00e9, \u017ee kdy\u017e se maj\u00ed pen\u00edze sehnat, mus\u00ed se j\u00edt tam, kde je to re\u00e1ln\u00e9, a to je pr\u00e1v\u011b tato varianta.U zm\u00edn\u011bn\u00e9 nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed vlastn\u011b jenom docela m\u00e1lo. D\u00e1t do z\u00e1stavy nemovitost a m\u00edt p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke hrazen\u00ed spl\u00e1tek, respektive spoludlu\u017en\u00edka, kter\u00fd v t\u011bchto ohledech vyhovuje, a r\u00e1zem je z\u00edsk\u00e1n\u00ed p\u016fj\u010dky jist\u00e9.A to p\u016fj\u010dky klidn\u011b i nemal\u00e9, v\u017edy v\u0161ak dokonal\u00e9. Tady si toti\u017e lze vz\u00edt a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9 zastaven\u00e9 nemovitosti, je\u017e lze posl\u00e9ze spl\u00e1cet po zvladateln\u00fdch \u010d\u00e1stk\u00e1ch t\u0159eba i t\u0159i des\u00edtky let. Co\u017e je – jak jist\u011b uzn\u00e1te \u2013 dobr\u00e1 zpr\u00e1va. Kter\u00e1 je je\u0161t\u011b o to lep\u0161\u00ed, \u017ee se tu neplat\u00ed nic p\u0159edem, \u00faroky jsou hrav\u011b zvl\u00e1dnuteln\u00e9, v\u0161e lze vr\u00e1tit i p\u0159ed\u010dasn\u011b, smlouva je jednoduch\u00e1 a jej\u00ed schvalov\u00e1n\u00ed zab\u00edr\u00e1 jen minimum \u010dasu atd.A kdo by takov\u00e9 nab\u00eddce dok\u00e1zal odolat, \u017ee? Ur\u010dit\u011b nikdo z t\u011bch, kdo jsou ve skute\u010dn\u00fdch finan\u010dn\u00edch t\u011b\u017ekostech. Z nich\u017e by se sami jen t\u011b\u017eko dost\u00e1vali. Ale s p\u016fj\u010dkou to zvl\u00e1dnou hrav\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Str\u00e1d\u00e1te-li, p\u016fj\u010dte si","item":"https:\/\/www.radok.cz\/stradate-li-pujcte-si\/#breadcrumbitem"}]}]